Deposits (W.E.F.01/09/2025)
Sr No. | Type Of Loan | Commercial Income Interest Rate | Agriculture Income Interest Rate | ||
Interest Rate | Rebate | Interest Rate | Rebate | ||
1 | Agriculture Loan | ||||
Agricultural improvement loan | 13.50% | 0.50% | |||
2 | Cattle Purchase | ||||
TENUR 5 YEAR | 12.00% | 2% | |||
TENUR 3 YEAR | 11.00% | 2% | |||
3 | Member Loan Scheme | ||||
Term Loan Monthly Installment | 13.00% | 3% | 14.00% | ||
Half Yearly Installment | 13.00% | 3% | 13.00% | ||
4 | Sugar Cane Transport Loan Scheme | ||||
Unsecured Loan Upto 5 Lakh (Monthly) | 11.50% | ||||
Secured Loan | 10.50% | ||||
CC | 10.50% | ||||
5 | Housing Loan (Upto 140.00 Lakh) | ||||
Apali Vastu Ghra Yojana | 10.05% | 10.05% | -- | ||
Warana Sheti Ghra Karza Yojana | 10.50% | 10.50% | -- | ||
Warana Griha Renovation Loan Scheme | 12.00% | 12.00% | -- | ||
6 | Vehicle Loan | ||||
New 3/4 Wheel / Commerical Vehicle 60 Month | 10.50% | 10.50% | |||
Old 3/4 Wheel / Commerical Vehicle | 11.50% | 11.50% | |||
-Old Vechicle less than 2 years (36 month) | |||||
Old Vechicle less than 2 to 3years (24 month) | 12.50% | 12.50% | |||
Apala Vahan Karza | |||||
2 Wheeler 60 Months | 10.50% | 10.50% | |||
4 Wheeler (66 Months) | 10.50% | 10.50% | |||
e-Bike 36 month (without Reg.) | 11.50% | 11.50% | |||
New 4 wheeler 60 month | 11.00% | 11.00% | |||
Savitra Vahan Karza | |||||
Two Wheeler | 11.50% | 11.50% | |||
Ê¥ Four Wheeler | 11.50% | 11.50% | |||
7 | Gold Loan | ||||
Bullet Repayment(Upto 4 LAC) | 12.00% | 11.00% | |||
Warana Gold Loan | 12.00% | 11.00% | |||
Gold Loan CC | -- | ||||
Jewellers Business CC Loan | 11.25% | ||||
Rs. 1 To UPTO 24,99,999/- | 12.00% | ||||
Rs. 25.00 Lakh Above | |||||
8 | Educational Loan Scheme | 12.00% | 2% | ||
Rs. 1 To UPTO 24,99,999/- | 13.25% | ||||
Rs. 25.00 Lakh Above | |||||
9.1 | All Types Mortgage Loans | ||||
Upto 24,99,999/- | 11.00% | ||||
Above 25.00 Lakh | 12.00% | ||||
9.2 | All Types Mortgage CC Loans | ||||
Upto 24,99,999/- | 11.50% | 1% | |||
Above 25.00 Lakh | 12.25% | 1% | |||
9.3 | Overdraft (Temporary Limit) | 17.50% | |||
10 | Solar System | ||||
Commercial And Agriculture Upto 5 Lakh | 11.00% | 1% | 11.00% | ||
Commercial More than 5 Lakh | 12.00% | ||||
11 | Builder Finance | ||||
Upto 25.00 Lakh | 15.00% | 2% | |||
25.01 Lakh to 1.00 Crore | 15.00% | 1% | |||
1.01 Crore to 3.00 Crore | 15.00% | 0.50% | |||
Above 3.01 Crore | 15.00% | ||||
12 | Special Scheme | ||||
A | CC Loan Scheme For Medical Shop | ||||
Upto 5.00 Lakh | 12.50% | 1% | |||
Againt Stock Or Additional Proporty | |||||
Upto 24,99,999/- | 11.00% | 1% | |||
Above 25.00 Lakh | 12.00% | 1% | |||
B | Chaitanya Textile Unit Loan | ||||
Team Loan | |||||
Upto 24,99,999/- | 11.00% | ||||
Above 25.00 Lakh . | 12.00% | ||||
CC Loan | |||||
Upto 24,99,999/- | 11.25% | 1% | |||
Above 25.00 Lakh | 12.00% | 1% | |||
B/1 | Milk And Milk product sale agent/ other business CC Schema | 11.00% | 1% | ||
C | Warana Food Unit Loan Schema | ||||
Upto 24,99,999 Lakh | 11.00% | ||||
Above 25.00 Lakh | 12.00% | ||||
Hypotication CC Loan | |||||
Upto 24,99,999 Lakh | 11.25% | ||||
Above 25.00 Lakh | 12.00% | ||||
D | Goods Hypothication Pledge Loan | ||||
Agri/Food Process Goods Pledge Loan | 10.25% | ||||
General And Commerical Goods Pledge Loan | 11.25% | ||||
E | Stockest Investment Loan | ||||
Goods Hypothication Loan | 11.50% | ||||
Loan Against Porporty | 11.75% | ||||
E-1 | Upto 5 Lakh Salary Loan | ||||
Warana Bank Salary Account | 11.00% | ||||
Salary Account other than Warana Bank | 12.00% | ||||
F | Medical Business Loan Schema | ||||
Equipment Or Machine Purchase Loan | -- | ||||
CIBIL Score More Than Or Equal To 750 | 9.50% | ||||
CIBIL Less Than Or Equal To 750 | 10.00% | ||||
G | For Doctor New Machine Purchase | 11.00% | |||
H | For Bank Customer New Machine Purchase | 11.00% | |||
I | Sec. Term Loan againt collateral Security | ||||
Non Agriculture Purpose(Tenur Monthly) | 13.50% | 0.50% | |||
Non Agriculture Purpose(Tenur 6 Month) | |||||
13.50% | 0.50% | ||||
Agriculture Purpose | 13.50% | 0.50% | |||
13 | Professional Loan Scheme | ||||
Mortgage Loans/C.C | 10.00% | ||||
Without Mortgage C C | 12.00% | ||||
14 | For Charterted Accountant | ||||
Cash Credit | 10.00% | ||||
Term Loan | 10.00% | ||||
15 | For Business Purpose Unsecc Loan | 13.00% | |||
16 | Annasaheb Patil Arthik Vikas Mahamandal Maryadit,Mumbai. | 12.00% | |||
17 | Maharashtra State Other Backward Class Finance and Development Mahamandal | 12.00% | |||
18 | Vasantrao Naik Freed and nomadic tribes vikas mahamandal | 12.00% | |||
19 | Against Deposit / C C | Deposit Int Rate+1.00% Extra | |||
Third Party Against Deposit | Deposit Int Rate+2.00% Extra | ||||
20 | Loan Schema For Warana Women( Loan Limit Upto 10 Lakh) | ||||
Term Loan (Non Agriculture Purpose) Tenur Monthly | 11.00% | 2% | |||
Term Loan (Agriculture Purpose) Tenur 6 Monthly | 11.00% | 2% | |||
CC | 11.00% | 2% | |||
21 | UnsecuredLoan Schema For Warana Women (Loan Limit Upto 50,000/-)(Only Women) | ||||
Term Loan (Non Agriculture Purpose) Tenur Monthly | 11.00% | 2% | |||
Term Loan (Agriculture Purpose) Tenur 6 Monthly | 11.00% | 2% | |||
22 | Warana Household Expense Plan (Loan Limit Upto 50,000/-) | ||||
Term Loan Upto 25,000/- | 11.00% | 1% | |||
Term Loan 25,000/- to 50,000/- | 12.00% | 1% | |||
CC | 11.00% | 1% | |||
23.1 | Warana Cottage and Small Business | 13.00% | 1% | ||
First Year 12,000/-,Second Year 24,000/-, Third Year 36,000/- | |||||
23.2 | Warana Women's Home Industry | 13.00% | 2% | ||
Upto 1 Lakh | |||||
23.3 | Warana Small Business CC | 13.00% | 1% | ||
23.4 | Mahila Bachat Gat Term Loan | 7.00% | |||
6 month to 18 month (Upto1.50 Lakh) | 7.00% | ||||
18 month to 3 Yrs (Upto 3.00 Lakh) | 10.00% | ||||
More than 3 Yrs (Upto 3.00 Lakh) | |||||
23.5 | Warana Ladhki Bahin Term Loan | 10.00% |